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	<title>Comments for Agency Checklists</title>
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	<link>http://agencychecklists.com</link>
	<description>Insurance news, information and checklists for Massachusetts agents</description>
	<lastBuildDate>Wed, 22 Feb 2012 21:02:08 +0000</lastBuildDate>
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		<title>Comment on The Top 12 Reasons For Insurance Consumer Complaints by The Division of Insurance's Consumer Hotline Over The Years &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2012/02/21/writtencomplaints/comment-page-1/#comment-4654</link>
		<dc:creator>The Division of Insurance's Consumer Hotline Over The Years &#124; Agency Checklists</dc:creator>
		<pubDate>Wed, 22 Feb 2012 21:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=4876#comment-4654</guid>
		<description>[...]  The Top 12 Reasons for Insurance Consumer Complaints [...]</description>
		<content:encoded><![CDATA[<p>[...]  The Top 12 Reasons for Insurance Consumer Complaints [...]</p>
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		<title>Comment on AG Files Suit Against XL Specialty Insurance and Its Surety Claims Consultant Fasano Acchione &amp; Associates by AG Recovers Over $40,000,000 From False Claims Act Cases &#38; Investigations &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2012/02/02/xlspecialty/comment-page-1/#comment-4581</link>
		<dc:creator>AG Recovers Over $40,000,000 From False Claims Act Cases &#38; Investigations &#124; Agency Checklists</dc:creator>
		<pubDate>Fri, 17 Feb 2012 17:15:44 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=4333#comment-4581</guid>
		<description>[...] In February, the AG’s Office filed a lawsuit against XL Specialty Insurance (XL) for failing to co...         Follow Us on Twitter Friend Us on Facebook Connect With Us on LinkedIn [...]</description>
		<content:encoded><![CDATA[<p>[...] In February, the AG’s Office filed a lawsuit against XL Specialty Insurance (XL) for failing to co&#8230;         Follow Us on Twitter Friend Us on Facebook Connect With Us on LinkedIn [...]</p>
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		<title>Comment on Complaint Ratios for The Top 20 Private Passenger Automobile Insurance Companies in Massachusetts by Complaint Ratios for the Top 25 Homeowner's Insurance Companies &#38; The Mass Fair Plan &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2012/02/15/autoratios/comment-page-1/#comment-4554</link>
		<dc:creator>Complaint Ratios for the Top 25 Homeowner's Insurance Companies &#38; The Mass Fair Plan &#124; Agency Checklists</dc:creator>
		<pubDate>Thu, 16 Feb 2012 04:20:18 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=4785#comment-4554</guid>
		<description>[...] mentioned in our earlier post on the complaint ratios for the Top 20 Private Passenger Automobile Insurance companies, the Division of Insurance received 23,294 calls to its insurance consumer hotline in 2010 (the [...]</description>
		<content:encoded><![CDATA[<p>[...] mentioned in our earlier post on the complaint ratios for the Top 20 Private Passenger Automobile Insurance companies, the Division of Insurance received 23,294 calls to its insurance consumer hotline in 2010 (the [...]</p>
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		<title>Comment on Auto Insurance Tops List of Complaint Calls to Consumer Hotline for Insurance by Complaint Ratios for The Top 20 Private Passenger Automobile in Massachusetts &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2012/02/14/doihotline1/comment-page-1/#comment-4553</link>
		<dc:creator>Complaint Ratios for The Top 20 Private Passenger Automobile in Massachusetts &#124; Agency Checklists</dc:creator>
		<pubDate>Thu, 16 Feb 2012 02:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=4713#comment-4553</guid>
		<description>[...] 23,294 calls to its insurance consumer hotline (the last year for which the data is available.) As Agency Checklists wrote in its first article on the Insurance Consumer Hotline, the Division estimates that one in every 12 calls made to the hotline constituted a formal [...]</description>
		<content:encoded><![CDATA[<p>[...] 23,294 calls to its insurance consumer hotline (the last year for which the data is available.) As Agency Checklists wrote in its first article on the Insurance Consumer Hotline, the Division estimates that one in every 12 calls made to the hotline constituted a formal [...]</p>
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		<title>Comment on CNA&#8217;s Commercial Underwriting Officer Charlie O&#8217;Donnell Talks About Being Back in Boston and His Plans for New England by CNA Announces Another Addition To Its Boston Branch &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2012/01/27/cnaodonnellinterview/comment-page-1/#comment-4516</link>
		<dc:creator>CNA Announces Another Addition To Its Boston Branch &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 14 Feb 2012 17:25:06 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=4175#comment-4516</guid>
		<description>[...] CNA announced this week that Josh Gibbons has been appointed as director of Business Development for CNA&#8217;s Boston branch. In his new position, Mr. Gibbons will be responsible for enterprise business development, agency management and sales training in Massachusetts, Connecticut, Rhode Island, Vermont, New Hampshire and Maine.  Mr. Gibbons is the latest new appointment to CNA&#8217;s Boston branch after the company&#8217;s announcement in November that Charles O&#8217;Donnell also had joined the Boston office as CNA&#8217;s Commercial Underwriting Of... [...]</description>
		<content:encoded><![CDATA[<p>[...] CNA announced this week that Josh Gibbons has been appointed as director of Business Development for CNA&#8217;s Boston branch. In his new position, Mr. Gibbons will be responsible for enterprise business development, agency management and sales training in Massachusetts, Connecticut, Rhode Island, Vermont, New Hampshire and Maine.  Mr. Gibbons is the latest new appointment to CNA&#8217;s Boston branch after the company&#8217;s announcement in November that Charles O&#8217;Donnell also had joined the Boston office as CNA&#8217;s Commercial Underwriting Of&#8230; [...]</p>
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		<title>Comment on Contact Us by One Way to Avoid Large Fines for You &#38; Your Agency &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/contact/comment-page-1/#comment-4252</link>
		<dc:creator>One Way to Avoid Large Fines for You &#38; Your Agency &#124; Agency Checklists</dc:creator>
		<pubDate>Fri, 03 Feb 2012 19:45:22 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?page_id=123#comment-4252</guid>
		<description>[...] Contact Us [...]</description>
		<content:encoded><![CDATA[<p>[...] Contact Us [...]</p>
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		<title>Comment on Subrogation Issues for Your Insureds To Avoid (with your good advice) by Agency Checklists</title>
		<link>http://agencychecklists.com/law-alerts/subrogationalert/comment-page-1/#comment-4207</link>
		<dc:creator>Agency Checklists</dc:creator>
		<pubDate>Wed, 01 Feb 2012 22:52:34 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?page_id=4370#comment-4207</guid>
		<description>The case against Attorney Fragomeni is still pending in Suffolk County.  Attorney Fragomeni has filed for summary judgment.  That is, he claims that there are not issues of material fact in dispute and that he is entitled to judgment by the court as a matter of law.  The hearing is scheduled for February 15, 2012.  Ms. Sandman filed a lawsuit in Norfolk County in 2010 in the name of her daughter against the heating oil company that caused the problem. That suit would not be subject to the same statute of limitations problem that barred her suit after the subrogation claim was settled.  No idea about how Quincy Mutual feels about the lawyer.  Obviously an awkward situation all the way around.</description>
		<content:encoded><![CDATA[<p>The case against Attorney Fragomeni is still pending in Suffolk County.  Attorney Fragomeni has filed for summary judgment.  That is, he claims that there are not issues of material fact in dispute and that he is entitled to judgment by the court as a matter of law.  The hearing is scheduled for February 15, 2012.  Ms. Sandman filed a lawsuit in Norfolk County in 2010 in the name of her daughter against the heating oil company that caused the problem. That suit would not be subject to the same statute of limitations problem that barred her suit after the subrogation claim was settled.  No idea about how Quincy Mutual feels about the lawyer.  Obviously an awkward situation all the way around.</p>
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		<title>Comment on Subrogation Issues for Your Insureds To Avoid (with your good advice) by Geoff Gordon</title>
		<link>http://agencychecklists.com/law-alerts/subrogationalert/comment-page-1/#comment-4204</link>
		<dc:creator>Geoff Gordon</dc:creator>
		<pubDate>Wed, 01 Feb 2012 21:25:54 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?page_id=4370#comment-4204</guid>
		<description>Curous how she did against Fragomeni.  If this fellow really told her that he&#039;d represent her also in this case where he&#039;s already representing Quincy Mutual, it seems she&#039;s probably got a case.
I suspect QM is looking for new legal counsel too!</description>
		<content:encoded><![CDATA[<p>Curous how she did against Fragomeni.  If this fellow really told her that he&#8217;d represent her also in this case where he&#8217;s already representing Quincy Mutual, it seems she&#8217;s probably got a case.<br />
I suspect QM is looking for new legal counsel too!</p>
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		<title>Comment on CAR Advisory Committee Requests Due by CAR Announces Appointees to Advisory Committees for 2012 &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/12/07/car-applications-due/comment-page-1/#comment-4025</link>
		<dc:creator>CAR Announces Appointees to Advisory Committees for 2012 &#124; Agency Checklists</dc:creator>
		<pubDate>Thu, 26 Jan 2012 16:17:23 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=3525#comment-4025</guid>
		<description>[...] The list of appointees for the 2012 CAR Advisory Committees is now complete and available on the CAR website.  The deadline for submitting an application was on December 9, 2011 [...]</description>
		<content:encoded><![CDATA[<p>[...] The list of appointees for the 2012 CAR Advisory Committees is now complete and available on the CAR website.  The deadline for submitting an application was on December 9, 2011 [...]</p>
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		<title>Comment on $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent Contractors by Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/14/sharoncouple/comment-page-1/#comment-3751</link>
		<dc:creator>Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 14:42:22 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1946#comment-3751</guid>
		<description>[...] businesses illegally suppressing worker&#8217;s compensation premiums and unemployment taxes: $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent C... (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell [...]</description>
		<content:encoded><![CDATA[<p>[...] businesses illegally suppressing worker&#8217;s compensation premiums and unemployment taxes: $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent C&#8230; (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell [...]</p>
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		<title>Comment on Lowell Staffing Company Owner Indicted for Workman&#8217;s Comp Fraud by Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/12/duong-wkmcomp/comment-page-1/#comment-3750</link>
		<dc:creator>Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 13:07:13 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1846#comment-3750</guid>
		<description>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</description>
		<content:encoded><![CDATA[<p>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</p>
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		<title>Comment on Looking at the Massachusetts Independent Contractor Law by Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2010/07/08/indcontractlaw/comment-page-1/#comment-3749</link>
		<dc:creator>Guilty Pleas for Felony Premium Fraud in Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 13:06:58 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=271#comment-3749</guid>
		<description>[...] has previously reported on the independent contractor law in Massachusetts: Looking at the Massachusetts Independent Contractor Law (July 8, 2011) and on previous charges against businesses illegally suppressing worker&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] has previously reported on the independent contractor law in Massachusetts: Looking at the Massachusetts Independent Contractor Law (July 8, 2011) and on previous charges against businesses illegally suppressing worker&#8217;s [...]</p>
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		<title>Comment on $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent Contractors by Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/14/sharoncouple/comment-page-1/#comment-3737</link>
		<dc:creator>Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 04:16:28 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1946#comment-3737</guid>
		<description>[...] businesses illegally suppressing worker&#8217;s compensation premiums and unemployment taxes: $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent C... (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell [...]</description>
		<content:encoded><![CDATA[<p>[...] businesses illegally suppressing worker&#8217;s compensation premiums and unemployment taxes: $58,000 in Fines for Not Properly Paying Employees and Classifying Them Incorrectly As Independent C&#8230; (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell [...]</p>
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		<title>Comment on Looking at the Massachusetts Independent Contractor Law by Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2010/07/08/indcontractlaw/comment-page-1/#comment-3736</link>
		<dc:creator>Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 04:12:18 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=271#comment-3736</guid>
		<description>[...] has previously reported on the independent contractor law in Massachusetts: Looking at the Massachusetts Independent Contractor Law (July 8, 2011) and on previous charges against businesses illegally suppressing worker&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] has previously reported on the independent contractor law in Massachusetts: Looking at the Massachusetts Independent Contractor Law (July 8, 2011) and on previous charges against businesses illegally suppressing worker&#8217;s [...]</p>
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		<title>Comment on $472,000 in Fines for Not Properly Paying Employees by Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/08/10/472000-in-fines-for-not-properly-paying-employees/comment-page-1/#comment-3734</link>
		<dc:creator>Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:58:35 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=2465#comment-3734</guid>
		<description>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</description>
		<content:encoded><![CDATA[<p>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</p>
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		<title>Comment on Lowell Staffing Company Owner Indicted for Workman&#8217;s Comp Fraud by Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/12/duong-wkmcomp/comment-page-1/#comment-3733</link>
		<dc:creator>Company and Officers Guilty of Felony Premium Fraud Misclassifying Workers as Independent Contractors &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:58:16 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1846#comment-3733</guid>
		<description>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</description>
		<content:encoded><![CDATA[<p>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</p>
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		<title>Comment on $472,000 in Fines for Not Properly Paying Employees by Another Company and its Officers Plead To Premium Fraud by Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/08/10/472000-in-fines-for-not-properly-paying-employees/comment-page-1/#comment-3732</link>
		<dc:creator>Another Company and its Officers Plead To Premium Fraud by Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=2465#comment-3732</guid>
		<description>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</description>
		<content:encoded><![CDATA[<p>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</p>
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		<title>Comment on Lowell Staffing Company Owner Indicted for Workman&#8217;s Comp Fraud by Another Company and its Officers Plead To Premium Fraud by Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/12/duong-wkmcomp/comment-page-1/#comment-3731</link>
		<dc:creator>Another Company and its Officers Plead To Premium Fraud by Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:56:27 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1846#comment-3731</guid>
		<description>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</description>
		<content:encoded><![CDATA[<p>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</p>
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		<title>Comment on $472,000 in Fines for Not Properly Paying Employees by Another Construction Company and its Officers Plead Guilty To Workmen’s Compensation Premium Fraud Arising Out of Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/08/10/472000-in-fines-for-not-properly-paying-employees/comment-page-1/#comment-3730</link>
		<dc:creator>Another Construction Company and its Officers Plead Guilty To Workmen’s Compensation Premium Fraud Arising Out of Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:55:05 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=2465#comment-3730</guid>
		<description>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</description>
		<content:encoded><![CDATA[<p>[...] Paying Employees and Classifying Them Incorrectly As Independent Contractors (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, [...]</p>
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		<title>Comment on Lowell Staffing Company Owner Indicted for Workman&#8217;s Comp Fraud by Another Construction Company and its Officers Plead Guilty To Workmen’s Compensation Premium Fraud Arising Out of Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</title>
		<link>http://agencychecklists.com/2011/07/12/duong-wkmcomp/comment-page-1/#comment-3729</link>
		<dc:creator>Another Construction Company and its Officers Plead Guilty To Workmen’s Compensation Premium Fraud Arising Out of Misclassifying Workers as Independent Contractors. &#124; Agency Checklists</dc:creator>
		<pubDate>Tue, 17 Jan 2012 03:54:47 +0000</pubDate>
		<guid isPermaLink="false">http://agencychecklists.com/?p=1846#comment-3729</guid>
		<description>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</description>
		<content:encoded><![CDATA[<p>[...] (July 14, 2011); $472,000 in Fines for Not Properly Paying Employees (August 10, 2011); and Lowell Staffing Company Owner Indicted for Workman’s Comp Fraud (July 12, 2011).        Follow Us on Twitter Friend Us on Facebook Connect With Us on [...]</p>
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