The following are Bulletins that the Massachusetts Division of Insurance published in 2010. Click on the title of any one of the Bulletins to view the original document.
Issued to remind insurance companies to rate motorcycle policies in strict accordance with their rating rules on file with the Division.
Bulletin 2010-02: Compliance with 2010 CMR 17.00, Standards for the Protection of Personal Information of Residents of the Commonwealth
Issued to remind licensees of their obligations pursuant to 211 CMR 17.00, Standards for the Personal Protection of Personal Information of Residents of the Commonwealth, as issued by the Office of Consumer Affairs and Business Regulation. Requires certain persons to establish a comprehensive written information security program to safeguard personal information.
Bulletin 2010-03: Coverage Required under Chapter 453 of the Acts of 2008 to be Offered to Home Policyholders for the Costs to Remediate Liquid Fuel Spills
Issued to remind homeowner’s insurers of their obligation to make available coverage to residential property owners for the costs associated with the remediation of an oil spill, such coverage to be made available to policies offered, issued or renewed on or after July 1, 2010.
Issued to encourage insurers to offer brokerage agreements to former ERPs without voluntary contracts, which would permit a producer to sell insurance through an insurer and provides the producer an opportunity to cultivate a relationship with the insurer that may lead to a voluntary contract.
Issued to instruct Blue Cross and Blue Shield of Massachusetts, Inc. to file all small group health coverage rate increases or changes to small group rating factors, as defined in Ch. 176J, with effective dates on or after April 1, 2010, at least 30 days prior to their effective dates. Further provides that such filings are subject to the Commissioner’s disapproval if the benefits and rates do not meet the requirements of the law.
Bulletin 2010-06: Involvement of Motor Vehicle Salespeople in the Solicitation, Negotiation or Sale of Motor Vehicle Insurance
Issued in response to complaints that motor vehicle salespeople were assisting customers with the purchase of insurance, including recommending certain companies. The bulletin reminds insurance companies and those involved in the sale, finance, registration or insurance of motor vehicles that only licensed insurance producers are permitted to sell or solicit insurance.
Issued to replace Bulletin 2008-02. Notifies all health carriers that they must disclose to insureds and potential insureds a health plan’s minimum creditable coverage status and whether the plan satisfies the individual coverage mandate of the MA Health Care Reform law.
Issued to describe the policies and procedures for health carriers to report compliance with requirements for uniform coding and billing as M.G.L. c. 176O, § 5A requires managed care companies to accept and recognize patient diagnostic information and patient care service and procedure information consistent with the current Health Information Portability and Accountability Act (HIPAA) compliant code sets.
Bulletin 2010-09: Deviated Case Rates for Credit Life and Credit Accident and Health Insurance Sold by Motor Vehicle Dealer Effective Between January 1, 2011 and December 31, 2013
Issued to inform insurers writing credit life and credit accident and health insurance in Massachusetts for the motor vehicle dealer class of business that the Commissioner will review the combined experience of all such insurers and compute the deviated case rates for such insurance sold through motor vehicle dealers, for policies issued or renewed between January 1, 2011 and December 31, 2013, and advises insurers of such rates.
Issued to highlight amendments to the Unfair Trade Practices Law, M.G.L. c. 176D, which expand upon prohibited unfair methods of competition or unfair or deceptive acts or practices in the business of insurance. The amendments change the definition of “boycott, coercion and intimidation”, and require carriers that have contracts inconsistent with the new provisions to bring the contracts into conformity by the earlier of October 1, 2011 or the contract’s renewal date.
Issued to identify necessary steps an insurance company issuing private passenger motor vehicle insurance policies must take in the event that the Board of Appeals or a court reverses the company’s at-fault determination regarding an insured’s motor vehicle accident. An insured must, in such a case, adjust the insured’s premium and report the reversal to the Merit Rating Board and any other data collection agency to which the insurer reported the at-fault determination.
Issued to highlight amendments to the small group health insurance law, M.G.L. c. 176J, which specify, among other things, the times during which an eligible individual can enroll in an individual health plan, including specified open enrollment periods for certain individuals.
Issued to highlight amendments to the small group health insurance law, M.G.L. c. 176J, which creates a new mandatory open enrollment structure for individuals seeking coverage in the small group-individual market, or merged market, effective December 1, 2010. As of that date, eligible individuals who do not meet the standards for immediate enrollment into individual coverage in a merged market health plan will be able to apply for and purchase coverage only during certain open enrollment periods.
Bulletin 2010-14: Addendum to “Guide to Health Insurance for People with Medicare”
Provides a copy of the “Massachusetts bulletin for People with Medicare”, which must be provided along with the current “Guide to Health Insurance for People with Medicare” to those people eligible for Medicare under MA regulations.
Issued to highlight new provisions related to coverage of Autism Spectrum Disorders, which require fully insured health plans to provide benefits for the diagnosis and treatment of autism spectrum disorders on a nondiscriminatory basis to all residents of Massachusetts and to all insured having a principal place of employment in Massachusetts.