About Us

Who are the people behind Agency Checklists?

Like most independent insurance agencies in the Commonwealth, Agency Checklists is a family business. In 2010, my father, Owen Gallagher, and I, Julia Ybarra, decided to start a website that focuses on issues and information that could help agents to be more informed and competitive in the changing Massachusetts marketplace.


While both of us are lawyers, my father actually began his working career in his father’s insurance agency, The Thomas F. Gallagher Insurance Agency, in Roxbury. And while we do not now own an insurance agency, we do still have family members who continue to run other insurance agencies in the Commonwealth and who give us great insight into the challenges and changes they face as independent agents.

Add to the fact that my father has spent the majority of his legal career dealing with insurance issues and that before becoming a lawyer, I worked in publishing, and now you can see how we came up with the idea. Thus, Agency Checklists was born.

What makes us different?

We know that there are a multitude of excellent publications out there for insurance agents both regional and national. And while interesting and informative, they often seem a bit removed from one’s daily business environment. With Agency Checklists, we focus on Massachusetts and only Massachusetts. It is vital to know what is happening in insurance nationally, but we think it is just as vital to know what is going on right here in your own neighborhood.

So that is our goal, to provide informative and interesting information about the Massachusetts insurance marketplace.

We hope you enjoy Agency Checklists and we thank you for reading.