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Insurance Coverage Law in Massachusetts

In-depth legal analysis, by Massachusetts insurance lawyer Owen Gallagher, on a myriad of insurance coverage issues and disputes.

SJC Affirms Auto Insurer’s Right To Disclaim Optional Liability For Excluded Operator Accident

October 6, 2015 by Owen Gallagher

October 5, 2015 – Grandparents who let their grandson use their car after excluding him as an operator lose everything.

Former Life Agent Charged With Tax Evasion For Not Declaring Embezzlement Gains on 1040

September 22, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News

September 21, 2015 – Yes, the IRS has guidelines on how to declare income gained from illicit means.

A Policy’s Contractor Exclusion Did Not Meet ‘Reasonable Expectations’ Of Insured

September 1, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News

August 31, 2015 – A case reported on earlier this summer is reversed after being reviewed by the First Circuit Court of Appeals which included former Supreme Court Justice David Souter.

Court Rules Intellectual Property Exclusion Bars Coverage Even When No Infringement Alleged

August 25, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News, MA Copyright Laws

August 24, 2015 – A review of an August 21, 2015 decision of the United States District Court regarding a broad intellectual property exclusion in a commercial general liability policy.

How Your Commercial Insureds May Have Uncovered Personal Liability Under ERISA

August 18, 2015 by Owen Gallagher

August 17, 2015 – A discussion on how to better cover exposures to managers, officers, and owners of businesses who have control of pension or employee welfare plans subject to The Employee Retirement Income Security Act of 1974.

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Interviews

From Nuptials, Tickets, and Taxes to Trusted Advisor: One Agency’s Unique Path to P&C Success

A Conversation with Evan Silverio, President & CEO of Silverio Insurance Group

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The Fourth-Generation Family-Owned Agency is Based in Wellesley

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual | Agency Checklists

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual

Mr. Welch is CEO of Massachusetts-based Hospitality Insurance Group

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Our latest Agency Interview is with Nadeen Vella, the founder and owner of a virtual scratch independent agency.

A North Shore Success Story: The $40 Million And Growing Duffy Family of Insurance Agencies

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In Memoriam

In Memoriam: Roy Corso: 1943-2025

In Memoriam: Kevin Hugh Kelley, 1950-2025

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