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Owen Gallagher

SJC To Decide If Approved Auto Rates Shield Insurers From 93A

November 2, 2026 by Owen Gallagher

USAA auto insurance rate dispute before the Massachusetts Supreme Judicial Court, comparing lower rates for United Services policyholders with higher rates for GIC policyholders in military pay grades E-1 through E-6.

The First Circuit has certified two questions to the Massachusetts Supreme Judicial Court in a lawsuit challenging USAA’s use of military pay grades to determine automobile insurance company placement. The case raises questions about Chapter 93A claims involving rates approved by the Massachusetts Commissioner of Insurance.

MIIA Ordered To Pay Braintree $6.05M In Wrongful Conviction Case

October 26, 2026 by Owen Gallagher

Editorial graphic showing a judge’s gavel, law books, and Braintree Town Hall, highlighting a $6.05 million insurance coverage ruling against MIIA arising from a wrongful conviction settlement.

A Massachusetts Superior Court judge rules MIIA must indemnify Braintree for $6.05 million of a wrongful conviction settlement but rejects the Town’s Chapter 93A claim.

Coverage Denial: Insured Awarded Its Legal Fees

October 26, 2026 by Owen Gallagher

Illustration of insurance policy documents, attorney fee statements, and a judge's gavel representing a federal ruling awarding legal fees after a coverage denial.

A Massachusetts federal judge awarded $99,059 in attorney fees following Mount Vernon’s unsuccessful coverage denial involving a real estate brokerage’s E&O policy. The court also denied the insured’s attempt to add a Chapter 93A claim.

Insurance Rates in 2027: Property Falls as Auto Liability Rises

October 26, 2026 by Owen Gallagher

Willis 2027 insurance forecast showing falling commercial property rates and rising auto liability rates, illustrated by a commercial building and trucks.

Willis’s 2027 insurance market forecast points to continued reductions in commercial property rates while auto liability and excess casualty rates rise. The report also identifies improving high-value homeowners insurance conditions in Massachusetts.

Fire, Molasses and Motorcars: Five P&C Events That Shaped History

October 19, 2026 by Owen Gallagher

Historical collage depicting the Great Boston Fire of 1872, the 1919 Molasses Flood, early automobiles, the Cocoanut Grove nightclub, and the Massachusetts State House, illustrating major events in Massachusetts insurance history.

Five events that helped shape Massachusetts insurance, from the Great Boston Fire to the nation’s first compulsory automobile liability insurance law.

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Career News

Executive Director Michael Pezza to Retire from The Insurance Library

illustration of AM Best Student Challenge with picture of desk and BU flag in background

Boston University Student Named Finalist in AM Best’s 2027 Student Challenge

Jack Roche, president and CEO of The Hanover Insurance Group, recipient of the 2026 Lifetime Achievement Award

The Griffith Foundation and APCIA Honor John C. Roche with 2026 Lifetime Achievement Award

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MA Division of Insurance Announcements

Interviews

From Nuptials, Tickets, and Taxes to Trusted Advisor: One Agency’s Unique Path to P&C Success

A Conversation with Evan Silverio, President & CEO of Silverio Insurance Group

Deland, Gibson Celebrates 125 Years: A Conversation with CEO Chip Gibson

The Fourth-Generation Family-Owned Agency is Based in Wellesley

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual | Agency Checklists

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual

Mr. Welch is CEO of Massachusetts-based Hospitality Insurance Group

Born and Bred in the Bay State: The Special Agent Story

Our Latest Agency Interview is with the Founder & President of Special Agent

A Conversation with Daniel C. Bridge – The 2023 Insurance Professional of the Year

Daniel Bridge is Board Chair, President, and CEO of Vermont Mutual Insurance Group

Making The Leap From Corporate to Entrepreneur: Nadeen Vella On Building NaVella Insurance From Scratch

Making The Leap From Corporate to Entrepreneur: Nadeen Vella On Building NaVella Insurance From Scratch

Our latest Agency Interview is with Nadeen Vella, the founder and owner of a virtual scratch independent agency.

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In Memoriam

In Memoriam: James P. Daley, 1959-2026

In Memoriam: Richard Sias, 1946-2026

In Memoriam: Stephen Joel Paris, 1938-2026

InsurOp-Eds

Agency Checklists, MA Insurance News, Mass. Insurance News, Insurance Doorknob Marketing

InsurOp-Ed: Doorknob Marketing

By Bill Wilson

Agency Checklists, MA Insurance News, Mass. Insurance News, Micromobility, Bird Scooters, Insurance and scooters

InsurOp-Ed: The Scooter Craze and Insurance

By AC Editor

RAIS Executive Team On COVID 19 Impact To Massachusetts insurance industry

InsurOp-Ed: COVID19: Forward-looking economic framework for agency planning

By Agency Checklists

InsurOp-Ed: Is Cleaning a Surface Contamination a “Repair”?

By Bill Wilson

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