Bill Wilson’s latest take on the rise of Big Data in insurance and the potential coverage issues its use can cause unsuspecting insureds.
InsurOp-Ed: Time to Make Government Action Exclusions More Equitable?
If your car is stolen and not recovered for months or longer, your auto policy likely pays for the ACV of your vehicle. However, if the thief commits a crime and your auto is confiscated for the months or longer required to try the case, your loss is excluded. Property policies have similar “government action” exclusions. Is it time for a change?
InsurOp-Ed: What Does “Direct Physical Loss Of Or Damage To Property” Mean?
Recently, I’ve read a bunch of articles touting a North Carolina pro-policyholder COVID-19 decision that, among other similar erroneous conclusions, opined that “loss of” can also mean “loss of use […]
Should Agents Advocate For Insureds In Claim Denials?
An InsurOp-Ed on the value-added sales proposition of having an agent advocate at claim time
InsurOp-Ed: Is Cleaning a Surface Contamination a “Repair”?
In this latest Op-Ed from the founder and former director of the Big “I” Virtual University, Mr. Wilson analyzes repair and direct physical loss or damage as it pertains to insurance coverage.
