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SJC To Decide If Approved Auto Rates Shield Insurers From 93A

November 2, 2026 by Owen Gallagher

USAA auto insurance rate dispute before the Massachusetts Supreme Judicial Court, comparing lower rates for United Services policyholders with higher rates for GIC policyholders in military pay grades E-1 through E-6.

The First Circuit has certified two questions to the Massachusetts Supreme Judicial Court in a lawsuit challenging USAA’s use of military pay grades to determine automobile insurance company placement. The case raises questions about Chapter 93A claims involving rates approved by the Massachusetts Commissioner of Insurance.

MIIA Ordered To Pay Braintree $6.05M In Wrongful Conviction Case

October 26, 2026 by Owen Gallagher

Editorial graphic showing a judge’s gavel, law books, and Braintree Town Hall, highlighting a $6.05 million insurance coverage ruling against MIIA arising from a wrongful conviction settlement.

A Massachusetts Superior Court judge rules MIIA must indemnify Braintree for $6.05 million of a wrongful conviction settlement but rejects the Town’s Chapter 93A claim.

Coverage Denial: Insured Awarded Its Legal Fees

October 26, 2026 by Owen Gallagher

Illustration of insurance policy documents, attorney fee statements, and a judge's gavel representing a federal ruling awarding legal fees after a coverage denial.

A Massachusetts federal judge awarded $99,059 in attorney fees following Mount Vernon’s unsuccessful coverage denial involving a real estate brokerage’s E&O policy. The court also denied the insured’s attempt to add a Chapter 93A claim.

Court: PURE Willfully Violated c. 176D, but Insureds’ 93A Claims Fail For Lack Of Damages Despite $16 Million In Claim Payments

October 5, 2026 by Owen Gallagher

Insurance policy graphic for PURE homeowners claim involving Chapter 176D and Chapter 93A

A Suffolk Superior Court judge found that PURE willfully violated two provisions of Massachusetts’ unfair claims-settlement law, but the homeowners recovered nothing under Chapter 93A because they failed to prove compensable damages caused by those violations.

No Broader ACE Coverage Despite Seller Holding Title to Vehicle

September 28, 2026 by Owen Gallagher

White commercial van with front-end crash damage parked by Boston Harbor, beside an oversized vehicle title document and keys, while a man reads a policy marked “Excluded,” with the Boston skyline and a Massachusetts outline in the background.

A Massachusetts federal judge ruled that a towing company never became the legal owner of a van because the seller failed to deliver the certificate of title. The court nevertheless held that an auto-business exclusion barred broader ACE liability coverage, leaving only compulsory coverage with Commerce excess.

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Career News

Michael Pezza, Executive Director of The Insurance Library in Boston

Executive Director Michael Pezza to Retire from The Insurance Library

illustration of AM Best Student Challenge with picture of desk and BU flag in background

Boston University Student Named Finalist in AM Best’s 2027 Student Challenge

Jack Roche, president and CEO of The Hanover Insurance Group, recipient of the 2026 Lifetime Achievement Award

The Griffith Foundation and APCIA Honor John C. Roche with 2026 Lifetime Achievement Award

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MA Division of Insurance Announcements

Interviews

From Nuptials, Tickets, and Taxes to Trusted Advisor: One Agency’s Unique Path to P&C Success

A Conversation with Evan Silverio, President & CEO of Silverio Insurance Group

Deland, Gibson Celebrates 125 Years: A Conversation with CEO Chip Gibson

The Fourth-Generation Family-Owned Agency is Based in Wellesley

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual | Agency Checklists

Talking with Richard Welch: Growth and Innovation at Hospitality Mutual

Mr. Welch is CEO of Massachusetts-based Hospitality Insurance Group

Born and Bred in the Bay State: The Special Agent Story

Our Latest Agency Interview is with the Founder & President of Special Agent

A Conversation with Daniel C. Bridge – The 2023 Insurance Professional of the Year

Daniel Bridge is Board Chair, President, and CEO of Vermont Mutual Insurance Group

Making The Leap From Corporate to Entrepreneur: Nadeen Vella On Building NaVella Insurance From Scratch

Making The Leap From Corporate to Entrepreneur: Nadeen Vella On Building NaVella Insurance From Scratch

Our latest Agency Interview is with Nadeen Vella, the founder and owner of a virtual scratch independent agency.

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In Memoriam

In Memoriam: James P. Daley, 1959-2026

In Memoriam: Richard Sias, 1946-2026

In Memoriam: Stephen Joel Paris, 1938-2026

InsurOp-Eds

InsurOp-Ed: The Invisible But Potentially Catastrophic Homeowners Exclusion That’s Not An Exclusion

By Bill Wilson

InSurOp-Ed: Auto Insurance and Resident Adult Children

By Bill Wilson

Agency Checklists, MA Insurance News, Mass. Insurance News, Insurop-ed, Bill Wilson, Insurance Commentary from Bill Wilson

InsurOp-Ed: One Word

By Bill Wilson

Agency Checklists, MA Insurance News, Mass. Insurance News, Scott Collins, Mohawk Insurance, Elevate 2018, Agency Nation's Elevate 2018

MAgent Op-Ed: What A Traditional Brick & Mortar Agent Like Me Learned At Elevate 2018

By AC Editor

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