We’re excited to share an update on what we’re doing at Surround Insurance!
InsurOp-Eds | Agency Checklists
Editorials and opinion pieces from insurance professionals involved with the Massachusetts insurance industry.
InsurOp-Ed: Time to Make Government Action Exclusions More Equitable?
If your car is stolen and not recovered for months or longer, your auto policy likely pays for the ACV of your vehicle. However, if the thief commits a crime and your auto is confiscated for the months or longer required to try the case, your loss is excluded. Property policies have similar “government action” exclusions. Is it time for a change?
How Agents Can Ensure Home Improvement Projects Are Reflected Properly Within Their Clients’ Homeowners Policies
An InsurOp-Ed reminding agents that unbeknownst to many insureds, home renovations often warrant an update to their homeowners’ policies.
InsurOp-Ed: What Does “Direct Physical Loss Of Or Damage To Property” Mean?
Recently, I’ve read a bunch of articles touting a North Carolina pro-policyholder COVID-19 decision that, among other similar erroneous conclusions, opined that “loss of” can also mean “loss of use of.” The premise is that, under the insurer’s business income form language, “loss of” property can also mean the inability to use the property even […]
Bouncing Back: Working to Recover and Rebuild Following COVID-19
An InsurOp-Ed discussing the results of a recent Bindable survey on how COVID-19 has impacted independent agents.