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Insurance Coverage Law in Massachusetts

In-depth legal analysis, by Massachusetts insurance lawyer Owen Gallagher, on a myriad of insurance coverage issues and disputes.

What You Need To Know About The Employee Records Statute

January 5, 2016 by Owen Gallagher

Massagent Survey Results

January 4, 2016 – Massachusetts General Law c. 149, § 52C has a broad definition of “personnel records”.

Arbitration Demand In Standard Fire Policy Does Not Toll Two-Year Limit To File Suit

November 24, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News

A case involving a month’s water leakage causing flood and mold loss and whether a request for arbitration as to the amount of a property policy loss, where arbitration is a condition precedent to filing suit, operates to toll the two-year statute of limitations.

Statutory Two-Year Suit Limitation Trumps Discovery Rule In Major Water Loss Case

November 9, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News

November 9, 2015 – This case was the first time that a Massachusetts Appellate Court addressed the question of whether the so-called “discovery rule” should be applied to insurance claims under policies subject to c. 175, § 99.

What Will “Gap” Coverage Do For Uber’s 45,000 Mass. Drivers and their Agents?

November 3, 2015 by Owen Gallagher

Agency Checklists, MA Insurance News, Mass. Insurance News

November 2, 2015 – An analysis of how the first endorsement for personal Massachusetts auto policies that would provide so-called “gap” coverage to insureds who drive their personal automobiles for transportation network companies (“TNC”) such as Uber and Lyft.

Closed Claim Costs Insurer Over $4 Million On A $50K Liability Limit

October 27, 2015 by Owen Gallagher

MA Insurance News, Agency Checklists

October 26, 2015 – The case of a multi-million dollar judgment for a bodily injury claim under a commercial auto policy with a $50,000 limit of liability.

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Interviews

From Nuptials, Tickets, and Taxes to Trusted Advisor: One Agency’s Unique Path to P&C Success

A Conversation with Evan Silverio, President & CEO of Silverio Insurance Group

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Talking with Richard Welch: Growth and Innovation at Hospitality Mutual

Mr. Welch is CEO of Massachusetts-based Hospitality Insurance Group

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