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You are here: Home / CM Tooltip Glossary Pro+ / Personal and advertising injury

Personal and advertising injury [PAI]

January 30, 2026 by AC Editor

Categories: liability

CGL coverage category for enumerated offenses (policy-defined).

Synonyms:
PAI
Related Articles:
  • Court Rules Intellectual Property Exclusion Bars Coverage Even When No Infringement Alleged
    August 24, 2015 - A review of an August 21, 2015 decision of the United States District Court regarding a broad intellectual property exclusion in a commercial general liability policy.
  • Court Rules Commercial Use of a Person’s Name Not Within CGL’s Advertising Injury Coverage
    Important ruling that "right to publicity" claim has no CGL advertising injury coverage
  • Insurers Have Duty To Defend Suit Claiming Misappropriation of “Advertising Idea”
    In a case of first impression, Mass. SJC says Holyoke Mutual & Maryland Casualty Must Defend Suit over Misuse of “Advertising Idea”
  • Court Nixes Extending Advertising Injury Coverage to a Trademark Infringement Suit
    A federal court has decided what it called "a sophisticated insurance coverage question" involving the scope of the CGL's intellectual property exclusion.
  • Defense of MCAD Claim Covered under Norfolk and Dedham’s Special Business Owners Policy
  • Massachusetts Court Orders Peerless Insurance To Defend Sex-Trafficking Suit Against Motel And Its Owners
    This case examines whether a commercial liability policy incurs an unexpected duty to defend or indemnify a hotel in a sex trafficking lawsuit.
  • MA Appeals Court Denies Ballet Master’s Claim Insurers Must Defend A Ballerina’s Sexual Abuse Suit
    After receiving the claimant and insurers' briefs, the Appeals Court issued an unusual order and ordered supplemental briefing on two issues that neither insurer had raised or argued.
  • Appeals Court Decision May Require Utica To Pay Insured’s Legal Fees of $750,000
    Recent Appeals Court Case Highlights Legal Rules Around Finding a Duty to Defend.
  • MA Appeals Court Reverses $7 Million Telephone Consumer Protection Act Judgment Against Peerless Insurance’s Subsidiaries
    The insurers appealed to the Appeals Court, which ended up reversing the judgment.
  • Court Upholds Exclusion: $750K Defense Costs Lost
    The Latest on a 2022 Insurance Coverage Case Brought by El Group Against Utica Mutual Insurance Company

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