Commercial P&C premiums declined 1.2% in Q1 2026, the first drop across all account sizes since 2017, signaling a softening market.
Insurance Market Share Reports & Industry Trends

AI Risks Are Emerging Across Existing Insurance Policies, Willis Says
Willis report warns AI is driving losses under existing policies, creating “silent AI” exposure across E&O, cyber, EPLI, and liability lines.
Insurance Confuses Many Mass. Residents New Survey Says
A new MAIA survey found many Massachusetts insurance consumers remain uncertain about flood coverage, homeowners insurance market changes, and other key policy provisions.
Best’s Special Report: Personal Auto and Homeowners Markets’ Stabilization Evident Despite a Decline in Approved Rate Changes
AM Best reports auto and homeowners rate increases moderated in 2025 as loss ratios improved and underwriting results stabilized across personal lines.
AM Best Downgrades Arrow Mutual Liability Insurance Company Ratings
AM Best downgraded Arrow Mutual Liability Insurance Company’s ratings, citing persistent underwriting losses and marginal operating performance.