5th Look 2025: Market Share Report for MA Commercial Auto Marketplace

Our latest update on the Commercial Auto Insurance marketplace examines activity during June 2025. As we note in each of our reports, this analysis is based upon data provided by the Commonwealth Automobile Reinsurers (CAR).

For readers who may be unfamiliar with CAR, the authority serves as the official statistical agent for motor vehicle insurance in Massachusetts, collecting and maintaining data for the Commonwealth’s motor vehicle insurance industry

A Look at the Latest Data on Insurer Premiums & Market Share

Safety tops the list as the largest commercial insurer so far this year, reporting 93,205,926 in premiums as of June 2025, representing a 13.47% share of the market. It should be noted that typically throughout a year, both Commerce and Safety trade places in the number one spot for the largest share of this marketplace, depending upon which months data is being presented.

With that said, however, the following are the three insurers who appear to have increased their market share the most this month, when comparing insurer data from June 2024 with the latest data from June 2025.

🥇 GEICO

Premium Increase: +$6,089,201
Market Share Increase: +0.86 percentage points
2025 Premiums: $7,805,782
2024 Premiums: $1,716,581
2025 Market Share: 1.13%
2024 Market Share: 0.27%
🚀 Massive growth—GEICO appears to have more than quadrupled its premiums and tripled its market share year-over-year as compared to its 2024 Premiums and Market Share data.

🥈 GREENWICH

Premium Increase: +$1,157,702
Market Share Increase: +0.16 percentage points
2025 Premiums: $1,515,628
2024 Premiums: $357,926
2025 Market Share: 0.22%
2024 Market Share: 0.06%
📈 A strong surge in both premiums and market share, nearly a 4x premium jump.

🥉 LIBERTY MUTUAL INS

Premium Increase: +$2,572,188
Market Share Increase: +0.23 percentage points
2025 Premiums: $15,391,890
2024 Premiums: $12,819,702
2025 Market Share: 2.22%
2024 Market Share: 1.99%
🔥 A solid climb in both metrics, showing consistent upward momentum.

Please note the above is merely to illustrate some of the trends in this marketplace as compared to the same last year. The following is a complete list of market share data for June 2025. Agency Checklists has included the 2024 June Premiums and Market Share data for each insurer to allow our readers to compare this data for themselves.

Commercial Auto Insurers Ranked by Premiums & Market Share as of June 2025

🏢 Company	💰 2025 June Premiums (USD)	📈 2025 June Market Share (%)	💰 2024 June Premiums (USD)	📈 2024 June Market Share (%)
SAFETY	93,205,926	13.47%	84,147,143	13.06%
COMMERCE	87,767,215	12.68%	90,429,260	14.04%
ARBELLA	78,641,205	11.36%	69,559,588	10.80%
PROGRESSIVE	66,427,009	9.60%	63,367,391	9.84%
TRAVELERS	49,858,681	7.20%	46,042,294	7.15%
PLYMOUTH ROCK	35,390,983	5.11%	31,776,231	4.93%
FIREMAN’S	25,434,687	3.67%	23,574,065	3.66%
TOKIO MARINE & NACHIDO	20,832,650	3.01%	21,437,187	3.33%
ZURICH	19,805,860	2.86%	19,094,477	2.96%
HANOVER	17,898,187	2.59%	16,447,800	2.55%
SELECTIVE INSURANCE	17,816,198	2.57%	16,498,457	2.56%
LIBERTY MUTUAL INS	15,391,890	2.22%	12,819,702	1.99%
TWIN CITY FIRE INS	14,694,659	2.12%	12,647,048	1.96%
UTICA	12,411,631	1.79%	11,022,171	1.71%
OLD REPUBLIC	11,189,623	1.62%	8,452,489	1.31%
GREEN MOUNTAIN	9,425,753	1.36%	8,257,612	1.28%
AMERICAN CASUALTY	9,239,964	1.34%	7,692,124	1.19%
FEDERATED MUTUAL	9,088,440	1.31%	7,512,125	1.17%
GEICO	7,805,782	1.13%	1,716,581	0.27%
FEDERAL	6,886,885	1.00%	6,131,022	0.95%
CINCINNATI	6,301,950	0.91%	5,666,657	0.88%
CENTRAL MUTUAL INS	6,026,942	0.87%	5,110,905	0.79%
GREAT AMERICAN	5,978,110	0.86%	9,332,167	1.45%
NEW HAMPSHIRE	5,659,978	0.82%	4,606,533	0.72%
FARM FAMILY	5,648,173	0.82%	5,212,316	0.81%
N&D MUTUAL	5,351,143	0.77%	5,043,350	0.78%
EMPLOYERS MUTUAL	4,962,850	0.72%	5,184,254	0.80%
BANKERS	4,561,329	0.66%	3,955,376	0.61%
NEW YORK AND GENERAL INS	4,126,878	0.60%	3,353,782	0.52%
US FIRE	4,064,544	0.59%	3,486,871	0.54%
MIDDLESEX INS CO	3,652,592	0.53%	3,453,473	0.54%
ARCH	3,392,165	0.49%	3,179,156	0.49%
MERCH MUTUAL	2,872,714	0.42%	2,697,081	0.42%
QUINCY MUTUAL	2,112,109	0.31%	1,922,800	0.30%
MOBILITAS GENERAL INS.	1,903,623	0.28%	1,008,034	0.16%
IMPERIUM	1,889,627	0.27%	2,076,854	0.32%
GREENWICH	1,515,628	0.22%	357,926	0.06%
MOTORISTS	1,430,965	0.21%	1,376,969	0.21%
PREFERRED MUTUAL	1,351,472	0.20%	1,206,901	0.19%
SECURITY NATIONAL	1,285,130	0.19%	691,438	0.11%
STARR INDEMNITY	1,179,575	0.17%	879,874	0.14%
LANCER INSURANCE CO.	955,619	0.14%	1,165,418	0.18%
ARGONAUT	952,307	0.14%	887,807	0.14%
ATLANTIC SPECIALTY	718,037	0.10%	836,701	0.13%
HARLEYSVILLE INS	672,572	0.10%	775,690	0.12%
SOMPO AMERICA	641,300	0.09%	544,302	0.08%
EVEREST NATIONAL	620,778	0.09%	584,172	0.09%
STATE AUTO	609,296	0.09%	774,703	0.12%
PENN LUMBERMENS	535,711	0.08%	377,736	0.06%
CHURCH MUTUAL	501,394	0.07%	348,940	0.05%
QBE	232,341	0.03%	219,724	0.03%
AXIS REINSURANCE	199,198	0.03%	228,363	0.04%
MITSUI SUMITOMO	190,751	0.03%	180,352	0.03%
PENN MNFCT ASSC INS	188,031	0.03%	149,688	0.02%
BERKSHIRE HATHAWAY	142,993	0.02%	124,519	0.02%
FALLS LAKE	80,233	0.01%	160,823	0.02%
AMERICAN AUTOMOBILE	69,776	0.01%	258,498	0.04%
AMICA MUTUAL	64,302	0.01%	—	—
STATE FARM	58,225	0.01%	43,949	0.01%
ALLIED WORLD SPECIALTY	49,457	0.01%	43,109	0.01%
RLI	35,536	0.01%	136,813	0.02%
AMERICAN ALTERNATIVE	31,611	0.00%	20,406	0.00%
CUMIS	31,087	0.00%	34,004	0.01%
GUIDEONE MUTUAL	30,472	0.00%	32,146	0.00%
AMERICAN FAMILY	20,637	0.00%	29,561	0.00%
MARKEL AMERICAN	11,405	0.00%	1,824	0.00%
STARSTONE NATIONAL	882	0.00%	21,358	0.00%
TOTAL	692,124,676	100.00%	644,216,833	100.00%

Agency Checklists’ Proprietary Retrospective of the Commercial Auto Marketplace

The following are graphs depicting the state of the Commercial Auto Insurance Marketplace over the past 10 years. The first graph shows the top ten Commercial Auto Insurers as of June 2025, compared to June 2024, June 2023, June 2022, and June 2021. Following these comparisons are two more: one from five years ago, June 2020, and the last from ten years ago, June 2015.