MA Market Share Report 2019: The Top 20 Writers of Liability Other Than Auto In Massachusetts

Liability Other than Auto, sometimes referred to General Liability, is a broad term used for that line insurance written to cover personal, professional and commercial risks, other than automobile. For example, liability arising from a slip and fall at an insured’s place of business or contractual liability.

Over three-hundred insurers write the Liability Other Than Auto insurance line

As one of the larger markets, this billion-plus marketplace includes approximately 217 insurers which currently write Commercial Multi-Peril in Massachusetts as of 2017, the latest year for which complete data is available from the Division of Insurance.

Only one Mass.-based insurer appears on the list of the top 20 writers of this line

Unlike the other market share reports in this week’s installment, Liability Other Than Auto is a line of insurance not dominated by Massachusetts-based insurers. In fact, there is only company, Arbella Protection Insurance, that appears on the top 20 list and calls Massachusetts home.

Premium and market share for this line of business

The Total Direct Written Premium for all 334 insurers in the Liability Other Than Auto insurance marketplace was $1,426,462,975.
The top 20 insurers claim a 53.1% share of the marketplace.
Total Direct Written Premium for the top 20 writers in 2017 was $756,956,475.
The remaining 314 companies claimed Total Direct Written Premium of $669,506,500 representing a 46.9% market share

The complete list of the top 20 insurers in this marketplace…

Company Name	State	Premium Written/MA	Market Share/MA
1. Federal Ins Co	IN	$109,280,172	7.66%
2. National Union Fire Ins Co Of Pitts	PA	$107,481,894	7.53%
3. Continental Cas Co	IL	$64,403,297	4.51%
4. XL Specialty Ins Co	DE	$53,667,179	3.76%
5. Ace America Ins Co	PA	$50,487,679	3.54%
6. Arbella Protection Ins Co	MA	$39,828,066	2.79%
7. Travelers Cas & Surety Of Amer	CT	$39,503,214	2.77%
8. Zurich Amer Ins Co	NY	$37,716,191	2.64%
9. Philadelphia Ind Ins Co	PA	$32,879,924	2.30%
10. Travelers Prop Cas Co Of Amer	CT	$29,430,274	2.06%
11. Hanover Ins Co	NH	$23,967,836	1.68%
12. Everest Natl Ins Co	DE	$22,530,392	1.58%
13. Axis Ins Co	IL	$19,984,845	1.40%
14. Endurance Amer Ins Co	DE	$19,605,067	1.37%
15. Liberty Mut Fire Ins Co	WI	$19,402,153	1.36%
16. Starr Ind & Liab Co	TX	$18,015,748	1.26%
17. Arch Ins Co	MO	$17,647,135	1.24%
18. Beazley Ins Co Inc	CT	$17,572,445	1.23%
19. US Specialty Ins Co	TX	$17,047,223	1.20%
20. American Guar & Liab Ins	NY	$16,505,741	1.16%

Other useful information about the Private Passenger Auto Insurance marketplace in Massachusetts

In addition to publishing the yearly market share data, Agency Checklists also published a report on some of the top writers in various lines nationally. Additionally, the links to all of our 2019 Massachusetts Market Share Reports can be found below.