I first addressed this issue about 15 years ago when I began writing and speaking on certificate of insurance (COI) problems that had exploded in the marketplace. However, it now seems as if we are in the middle of a second wave of COI problems, including onerous requirements that agents use specific online COI systems […]
InSurOp-Ed: Using “Big Data” to Make Unilateral Policy Coverage Changes
Bill Wilson’s latest take on the rise of Big Data in insurance and the potential coverage issues its use can cause unsuspecting insureds.
InsurOp-Ed: Understanding The Insurance Supply Chain
Both a Massachusetts independent insurance agent and an insurtech start-up co-founder, Mr. MacDonald shares his insights on the insurance supply chain with respect to insurance and insurtech.
Surround Insurance – Six Months In – In Massachusetts
We’re excited to share an update on what we’re doing at Surround Insurance!
InsurOp-Ed: Time to Make Government Action Exclusions More Equitable?
If your car is stolen and not recovered for months or longer, your auto policy likely pays for the ACV of your vehicle. However, if the thief commits a crime and your auto is confiscated for the months or longer required to try the case, your loss is excluded. Property policies have similar “government action” exclusions. Is it time for a change?
